Preserving the American Dream

For over one hundred years, Coldwell Banker has been committed to assisting our clients realize their dream of home ownership.  We are equally dedicated to helping existing home owners preserve that dream.

To that end we are please to provide a list of useful links to Government and community based nonprofit organization websites
which include information on foreclosure prevention, loan modification, no cost HUD approved counseling services and other important information.

U.S. Department of Housing and Urban Development
http://www.hud.gov

U. S. Department of Housing and Urban Development
http://www.hud.gov/foreclosure/index.cfm
**Talk to a Counselor

Federal Housing Administration
http://www.fha.gov

Hope Now
http://hopenow.com

Internal Revenue Service
http://www.irs.gov/
Search for: Mortgage Debt Relief Bill
Click on:    Home Foreclosure Debt Cancellation

When the amount of Liens and other costs of sale exceed the current Market Value of the property there are number of options to consider.  Those options include, loan modification, foreclosure, deed in lieu of foreclosure, short sale and bankruptcy.  Before you make a final decision as to which option is best for you, please consult with your Legal and Tax Advisors

Please contact us if you have any questions or desire additional information



Copyright (c) 2009 Valley of California, Inc. DBA Coldwell Banker
Coldwell Banker Residential Brokerage.  ALL RIGHTS RESERVED
CA Listing 5.19.09