National Association of Realtors Designations- SFR CRS GRI SRES e-PRO

You May Qualify to: Receive up to $3000 from the Federal Government. Receive Federal Tax Forgiveness (Limited Time Only) Receive Debt forgiveness from your Lender. Receive pre-approved short sales terms. Requires borrowers to be fully released from future liability for the first mortgage debt. Uses standard processes, documents, and time frames/deadlines. Provides the following financial incentives: $3,000 for borrower relocation assistance;

I've completed my Short Sales and Foreclosure Resource certification through the National Association of Realtors. I had handle and close REO and Short Sales transactions successfully in the shortest amount of time. It has been a new challenge and my clients are very satisfied with the results. I am always ready to assist my clients in all of their Real Estate needs. WHAT IS A SHORT SALE? A short sale is a transaction in which the lender, or lenders, agree to accept less than the mortgage amount owed by the current homeowner. In some cases, the difference is forgiven by the lender, and in others the homeowner must make arrangements with the lender to settle the remainder of the debt. The Basics: Short Sales Due to current economic conditions, the number of short sale properties on the market is rising. The increasing number of short sales on the market presents challenges for REALTORS®. Below you'll find more information on: short sales and their challenges, the government's efforts to address these challenges, and tools to help you navigate the short sale process. Home Affordable Foreclosure Alternatives Program (HAFA) To help homeowners who are unable to keep their homes under the Home Affordable Modification Program, the HAFA program may make a short sale or a deed-in-lieu of foreclosure a viable option to help them avoid foreclosure. The HAFA Program, which will take effect on April 5, 2010, provides servicer, seller and junior lien holder incentives for these transactions and is designed to simplify and streamline use of short sales and deeds-in-lieu of foreclosure. Please contact me for additional information.

There are over one million REALTORS® in business today. So if you want to find that one-in-a-million REALTOR®, start with the over 37,000 who hold the Certified Residential Specialist Designation. The Certified Residential Specialist (CRS) Designation is the professional Designation offered by the Council of Residential Specialists. The CRS Designation is the highest professional designation awarded to REALTORS® in the residential sales field. Fewer than 4 percent of all REALTORS® hold the CRS Designation. CRS is the symbol of excellence in residential real estate. I have the experience, training and commitment to be among the best in my profession.

Who Are the Seniors Real Estate Specialists®? Seniors Real Estate Specialists® are REALTORS® qualified to address the needs of home buyers age 50-plus. The SRES® Council awards the SRES® Designation to those members who have successfully completed its education program. By earning the SRES® designation, your REALTOR® has demonstrated necessary knowledge and expertise to counsel clients age 50-plus through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. Your REALTOR® has received special training, gets regular updates, and is prepared to offer the options and information needed in making life changing decisions.

GRI, which stands for Graduate REALTOR® Institute, is a nationally recognized professional real estate designation The GRI designation is considered the nation’s number one real estate designation This designation may only be earned after successfully completing a rigorous educational program. This program requires 95 hours of live course instruction from a statewide faculty selected because of extensive experience in their own areas of expertise This designation is available only to members of the local, state and National Association of REALTORS® GRI is recognized nationwide as the standard for real estate professionalism and knowledge The GRI designation is granted through the California Association of REALTORS® whose courses of study meet the standards established by the National Association of REALTORS®

The e-PRO certification is NAR's online training program to certify real estate professionals as Internet Professionals. The e-PRO certification course is designed specifically for U.S. real estate professionals, but anyone may take the course. e-PRO is recognized nationwide as an online standard for real estate professionalism and knowledge. The e-PRO certification course guides students through completing a Technology Plan of Action for their business and introduces them to many techniques for evaluating and using Internet tools.